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Wise – the clever new way to send money abroad

Banks and other providers often add a markup to their exchange rate while advertising low fees, which means you could be paying huge hidden charges.

Wise uses the mid-market exchange rate and charges a low, transparent fee. That’s why it’s cheaper. It’s only fair. It’s your money.

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© Wise US Inc 2025

Wise is a Money Service Business ("MSB") registered with FinCen, not an FDIC-insured bank. It is authorized to operate as a MSB in most states. In other states, the program is sponsored by Community Federal Savings Bank, to which we’re a service provider. The Wise Multi-Currency Card Program is issued by Wise’s sponsor Bank(s)*, member(s) FDIC. pursuant to licensing by Visa® U.S.A. Inc. The Wise Multi-Currency Card is available to eligible consumers and commercial entities. Not available in all countries. Fees vary based on type of transaction. T&C apply.

*Lead Bank and Community Federal Savings Bank.