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International business payments

Make international business payments and save up to 3x with Wise. Choose from 70+ countries and pay overseas staff or suppliers, with no hidden fees or exchange rate markups.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (21h)
  • Wire transfer fee
    6.11 USD
  • Our fee
    87.64 USD

  • Volume discount

    -4.98 USD

Total included fees (0.30%)
88.77 USD

Should arrive by Tuesday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

International business payments

Make international business payments and save up to 3x with Wise. Choose from 70+ countries and pay overseas staff or suppliers, with no hidden fees or exchange rate markups.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (21h)
  • Wire transfer fee
    6.11 USD
  • Our fee
    87.64 USD

  • Volume discount

    -4.98 USD

Total included fees (0.30%)
88.77 USD

Should arrive by Tuesday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

See how much it costs to send money abroad

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now
Wise
Wise
Bank of America
Bank of America
Wells Fargo
Wells Fargo
PayPal
PayPal

Recipient gets

(Total after fees)

56,988.77 PHP56,098.40 PHP55,866.34 PHP55,110.91 PHP

Exchange rate

(1 USDPHP)

57.719556.098455.866355.3873

Exchange rate markup

0 USD28.09 USD32.11 USD40.41 USD

Transfer fee

12.66 USD0 USD0 USD4.99 USD

Total transfer cost

12.66 USD28.09 USD32.11 USD45.40 USD
Show more providers
This applies when you pay in via bank transfer. How do we collect this data?

Sign up for the cheap, easy international business account

The cheapest way to send 30,000 USD to EUR is from a Wise balance and costs 82.33 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

USD

EUR

Sending 30,000 USDTransfer cost
Bank transfer88.77 USD
Direct debit133.47 USD

How to make an international business payment in 3 easy steps

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

    • Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
    • If your recipient has Wise, you can look them up on our network and send to them in seconds.
    • Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.
    • Pay in US dollars by ACH, wire transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
    • Depending on how you pay, this usually takes seconds.
Send money now

How to make an international business payment in 3 easy steps

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

    • Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
    • If your recipient has Wise, you can look them up on our network and send to them in seconds.
    • Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.
    • Pay in US dollars by ACH, wire transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
    • Depending on how you pay, this usually takes seconds.
Send money now

How to make an international business payment in 3 easy steps

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

    • Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
    • If your recipient has Wise, you can look them up on our network and send to them in seconds.
    • Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.
    • Pay in US dollars by ACH, wire transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
    • Depending on how you pay, this usually takes seconds.
Send money now
Simple ways to receive international business payments

International payments, in one place

Track your payments, convert money at the mid-market rate to 40+ currencies, or pay your business expenses. All from one account.

Connect your Wise account to platforms like Xero, Stripe and Shopify.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

Power your business with Wise and our partners

Easily connect to your favorite accounting software and save time on admin.

  • Xero: Powerful, all-in-one accounting for businesses and bookkeepers
  • QuickBooks: Smart, simple accounting software, with no commitment
  • More App Marketplaces: FreeAgent, RECASH and QuickFile

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe
  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

See where Wise works

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