Revolut transfer limits [2025]

Revolut® is a digital payment platform available in over 40 countries.¹ You can use your account to send and receive money in multiple currencies, with a range of spending cards** **and travel perks.

But what are Revolut’s transfer limits? We’ll take a look at everything you need to know, including your Revolut daily and monthly limits.

We'll also introduce Wise — your international money transfer alternative. Use Wise to send stress-free transfers to over 140 countries - all at the standard mid-market exchange rate.

Learn more 🔎

Table of contents
Revolut transfer limits overview Revolut international transfer limits How can you check your Revolut transfer limits? What are Revolut’s transfer fees and charges? Is Revolut safe for large amounts? Things to keep in mind when transferring high amounts

Revolut transfer limits overview

Revolut’s limits depend on a few different factors, including your transaction type, account plan, recipient details, and currency.

Most Revolut transfers don’t have a maximum limit. However, if you want to send a very large payment via bank transfer or Revolut transfer, you’ll likely go through extra security checks.²

You can receive large transfers into your Revolut account, but some transfer types may have transaction limits. The provider will make these limits clear before you send or receive money to or from another user.³

What is the daily limit on Revolut?

Revolut doesn’t typically have a daily transfer limit for how much you can send or receive with your digital account.

However, there are some daily limits for cash withdrawals. Within 120 days of opening your account, you can withdraw a daily limit of 550 USD and a weekly limit of 1,050 USD.

After your account has been open for 120 days, your daily limit is 1,050 USD and your weekly limit is 1,750 USD.⁴

Revolut international transfer limits

There are some fair usage currency exchange limits for international Revolut transfers. If you have a Standard Revolut plan, you can only exchange 1,000 USD for free every month.

If you have a Premium plan, you can exchange 10,000 USD per month. Metal plan customers can access unlimited fee-free currency exchanges.⁵

Once you exceed your Revolut monthly limit, you’ll pay 0.5% for foreign currency exchanges and international wire transfers via the app.⁴

Send high amount, low cost international transfers with Wise

A smart option if you’re sending money overseas: meet Wise.

With Wise, you can send up to 1,000,000 USD per wire transaction to 140+ countries, with the mid-market exchange rate and low, transparent fees.

Over 50% of Wise payments arrive instantly* — and all Wise transfers are deposited directly into your recipient's bank account for convenience.

No ongoing fees, no hidden charges and no hassle — just fast, transparent international transfers that can beat the banks.

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See how Wise compares with international bank transfers in our full guide

*Transaction speed claimed depends on funds availability, approval by Wise’s proprietary verification system and systems availability of our partners’ banking system, and may not be available for all transactions.

How can you check your Revolut transfer limits?

Revolut will tell you if there are any exceptions to your transfer limits before you send your funds.²

Your account will also have an annual deposit limit. This controls how much you can top up your account via bank transfer, Revolut transfer, credit or debit card, Apple Pay®, or Google Pay™. You can’t check or change this limit.³

Can you increase your transfer limits at Revolut?

Revolut doesn’t limit how much you can send and receive via the app. However, if you want to send money abroad, Standard plan customers are limited to a Revolut monthly fee-free currency exchange limit of 1,000 USD.

To increase your limit, you should upgrade your plan. The Premium plan costs 9.99 USD per month, whereas the Metal plan costs 16.99 USD per month.⁵

You can also set a monthly spending limit for yourself via the Revolut app. Simply follow these steps:

Step 1: Navigate to “Home” and click the card icon

Step 2: Choose a card

Step 3: Click “Settings” and select “Spending limit”

Step 4: Switch on the toggle and enter your chosen limit

You can increase, reduce, or deactivate your monthly limit at any time via the app. Any transactions over your limit will be declined.⁶

What are your online transfer limits with Revolut?

Revolut doesn’t limit how much you can send online, but this may depend on your currency, transaction type, and account type.

You can send an unlimited amount to other Revolut customers, for example. The app will tell you if there are any exceptions to your transaction limits.

What are Revolut’s transfer fees and charges?

Revolut transfers to a US bank account in US dollars are typically free, but the provider charges international transfer fees for transactions to accounts outside the US.⁷ You can view these fees before you send your money.

If you have a Premium account, you’ll get a 20% discount on Revolut’s global transaction fees. Metal account users will get a 40% discount.⁷

Each Revolut plan also has a fee-free currency exchange limit. This only applies to exchanges done Monday through Friday. If you exchange money on a weekend, you’ll pay a 1% fee for the transaction.⁸

Once you exceed your fair usage limit, you’ll also pay Revolut’s exchange rate. This will fluctuate, but it may include a markup on the fair mid-market rate.⁹

Revolut also charges a 10 USD fee for wire transfers.⁷ If you want to withdraw money from an out-of-network ATM, you’ll likely pay 2% plus currency exchange fees.⁴

Make sure to factor in Revolut’s transfer fees before sending or receiving money from your account.

Is Revolut safe for large amounts?

So, is Revolut safe for large transfers? Although Revolut isn’t a bank, the platform works with FDIC-insured institutions like Lead Bank® and Sutton Bank® to provide secure products and services for its customers.⁵

Revolut uses end-to-end transaction protection for all of its transfers. You can access 24/7 in-app support and manage your cards via the app.

You can also track your large transfers online, with instant payment notifications and authorization for high-value digital transfers.¹⁰

Things to keep in mind when transferring high amounts

Here are some tips for sending large transfers:

• Carefully check your recipient’s bank details
• Choose a secure transfer method, like a wire transfer
• Don’t let someone pressure you into sending an urgent transfer
• Use a strong password and 2-factor authentication to protect your funds

If you want to send or receive a large payment via Revolut, you may need to provide additional documentation.¹¹

However, this isn’t always the case. Follow any in-app instructions to safely top up your account or transfer funds to another user.

Revolut is a useful app for sending money online. The provider doesn’t have maximum transfer limits for digital transfers, but you’ll need to consider how much you can exchange for free every month.

You’ll also need to think about Revolut’s transfer fees. Revolut has an international transfer limit for fee-free currency exchange, with hefty fees for transactions over the limit.

With Wise, you can send secure and trackable large amount transfers to 140+ countries worldwide with transparent fees and the fair mid-market exchange rate.

Have a look at the main benefits for using Wise to send large transfers:

• Dedicated support for large transfers
• Fast and easy setup with no physical paperwork
• Upfront, transparent fees
• Fully trackable transfers
• Fast transfer times
• Two-factor authentication and real-time notifications

🚀 Get started with Wise

Sources

1. Data Wallet - Revolut supported and restricted countries
2. Revolut - Limits for sending a transfer to another Revolut customer
3. Revolut - Can I receive large bank transfers into my Revolut account?
4. Revolut - Cash withdrawal limits and fees
5. Revolut - Retail compare plans
6. Revolut - Card payment fees and limits
7. Revolut - Bank transfer fees
8. Revolut - Standard account plan
9. Revolut - Currency converter
10. Revolut - Is Revolut safe?
11. Revolut - Source of funds

Sources checked 07/17/2025