Pricing for the Wise debit card

Spend at home or abroad in 40+ currencies, and save with low conversion fees and the mid-market rate.

For residents in Malaysia

Transaction amount

Equivalent to

Spend at the mid-market rate
No markups or margins, so spending costs less
Forget foreign transaction fees
No charges just for using your card abroad, with low conversion fees
Discounts on big spends
Get even lower prices with volume discounts when you make big conversions

Getting your Wise card

Ordering your card
No subscription fees
13.70 MYR
Digital card
Spend online, in-store and abroad safely
Free
Replacing your card
Order a new card at any time
13.70 MYR
Replacing an expired card
We’ll remind you when it’s time to order a new one
Free
Topping up external e-wallets
Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ.
2%

Withdrawing money from an ATM

You have 2 free withdrawals each month — as long as you don’t withdraw over 1,000 MYR. You’ll be charged 1.75% of any amount over 1,000 MYR. After your 2 free withdrawals, there’s a 5 MYR fee per withdrawal. Fees per account, per month.