The only business account you need to go global
Trusted by 600,000 global businesses
Moving and spending over 11 billion EUR per month
Regulated
Wise is regulated by the National Bank of Belgium in the EEA
24/7 customer support
Get help from thousands of business specialists any time over email, phone or chat
Get paid in different currencies
Meet investors and clients in their currency.
Create foreign account details
Get a US routing number, EU IBAN, and many more, so you can get paid the way you need.
Flexible payments for your business
Create invoices, send fast payment links, or get paid by card.
Send fast, simple, global payments
Instantly pay invoices, suppliers and teams
Over half of payments arrive in 20 seconds, and 95% take less than 24 hours.*
Time saving batch payments
Simplified bulk transfers that allow you to pay up to 1,000 contacts in one click.
Volume discounts on large amounts
When you send, spend or convert over 20,000 GBP or equivalent in a month, you’ll get a volume discount.
* Payment speed accurate as of Q1, 2025.
- Bank transfer fee0 EUR
- Our fee210.53 EUR
Volume discount
-7.96 EUR
Should arrive by Tuesday
Savings on this transfer, and eligible transfers for the rest of the month.
Explore more features to grow your business
Here is what’s available based on your country.
- 1.76%On EUR
Earn returns
Get returns every working day without locking your money away. Capital at risk.1
Spend with multi-currency debit cards
Get physical and digital cards for you and your team, separate your money and control your spending.
Sync to your accounting software
Reduce your financial admin. Integrate your account with everyday software and get fast, accurate reporting for every currency.
Complete control over team spend
Set custom spending permissions and configure your team access. Manage your account controls with confidence.
Solutions for every kind of business
For freelancers
For freelancers
Wise Business is the quick and easy way to get paid by clients in different currencies - making payment admin painless.
For startups
For startups
Wise Business lets you receive investor funding in local currencies while benefiting from our market-leading FX rate. Extend your runway with Wise and help your startup go global.
For small businesses
For small businesses
Wise Business makes it easy for small businesses to pay and get paid, as well as controlling your team's multi-currency expense cards. Do business without borders.
A simple one off set-up fee
Transparent pricing
Get everything you need to do business for a one off 50 EUR registration fee.
Stand out exchange rates
We only use the mid-market exchange rate, so you don’t sacrifice your money to mark-ups.
Assured financial protection
In 2024, Wise customers moved over 137 billion EUR around the world. Our security systems are built to keep funds safe and available at all times.
24/7 customer support
Our support teams are available by phone or online, wherever you are in the world.
Anti-fraud detection
We run over 7 million daily checks to spot and prevent fraud. That’s 80 checks a second on every single transaction.
Safeguarded
Your money is diversified and held with a secure group of financial institutions.
Hear from businesses scaling with Wise
"Holding Euro account details allows us to get paid directly from our customers, without the need for exchange fees."
Stela & Momchil
Founders, BeeHype
Read their story
“I know if I’ve got a Wise account, and my customer has got a Wise account, it feels safe”.
Suzanne Noble
Co-founder, Startup School for Seniors
Watch Suzanne’s story
"Wise is a game-changer. It's easy to use, helps us save money, and is perfect for paying our remote team."
Simon Treulle
Founder, Pangolia
Read Simon’s story
"Sending payments to all our clients used to take me close to a week, and with Wise's batch payments feature, I can accomplish this in just a few minutes.”
Chris Kennedy
Rident Royalties
Read Chris’ story
“Wise offers payments to local wallet schemes for certain currencies/countries such as Gcash in The Philippines or Mpesa in Kenya etc, this in turn gives our contractors and clients more choice.”
Xenios Thrasyvoulou
Founder, TalentDesk
Read Xenios’ story
“We have integrated payments with Wise from day one. It’s been an integral part of how we’ve been able to payout royalties and run our business."
Andy Irvine
CEO, GYROstream
Read Andy’s storyFAQs
- Interest is offered through Wise Assets Europe AS, authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon). We do not give investment advice, and you may be subject to pay tax. If you're not sure, seek qualified advice. You can find more information about the funds on our website.